Free UK contractor and freelancer tax calculators

Using HMRC 2026/27 tax rates. No signup required.

Quick Take-Home Pay Estimate

Day Rate

Estimated Annual Gross: £79,450.00 (£350/day × 227 days)

Living in Scotland? ?

Tax Year 2026/27 · Rates last updated March 2026

Compare take-home pay across PAYE, Limited Company, and Sole Trader. Find your best structure.

See your expected income month by month with real working days and pension contributions.

Find the daily rate you need to charge to hit your target take-home pay.

Find the optimal salary/dividend split for your limited company.

Calculate statutory interest and compensation on unpaid invoices. Includes demand letter template.

Quick assessment of your likely IR35 status based on HMRC CEST criteria.

All calculations use officially published HMRC tax rates for the 2026/27 tax year.